The best homeowner’s policy is the one that adequately covers the value of your property and personal belongings, for the best cost.

For homeowners, condo unit owners and renters, Estabrook & Chamberlain offers programs that provide true peace of mind. We also offer personal umbrella policies that can extend that peace of mind even further.

Policies for homeowners and condo owners insure your property, personal liability and personal belongings up to a certain limit. Renters insurance covers your personal belongings and personal liability. Whether you own or rent, our specialists will work with you to explore all available options, including replacement cost coverage on both home and personal property. We’ll help you determine the right insurance coverages and amounts, and the company that matches up with your specific needs.

Things to consider

  • Anti-theft locks, alarm discounts 
  • Non-smoker household discount
  • Replacement cost valuation  
  • Personal liability “umbrella”
  • Home/Auto account discount
  • Flood, earthquake insurance
  • Value of your home’s contents
  • Collections, jewelry, silver coverage
  • Condo assoc. master policy limits


Informative Videos

Homeowners Limits

Personal Umbrella Coverage

Preventing Ice Dams