News & PR

For posts relating to E&C in general. News worthy events, press releases, etc.

Maybe It’s Time To Get Life (No, that’s not a typo)

Life insuranceYes, you know you should probably broaden your horizons – aka, get a life.  But it may also be time to get life – insurance, that is.  In a recent study, it was found that 39% of adults either don’t have any life insurance or are uninformed about it.  In the study, over half of people between 18 and 34 had no insurance.  As people get older, they often realize the value of life insurance, but misconceptions still exist about costs and benefits.  In addition, most people who’ve purchased life insurance have never changed providers and may be missing out on current best values.  It’s also likely that those same people haven’t reviewed their changing needs to ensure that their coverage is appropriate to their current situation.  So, take a moment to consider your needs, then talk about the costs and benefits of life insurance with your agent.

There’s no better time than the present.

If It Seems Too Good To Be True …

Too good to be trueNo matter how many times people come across tempting offers, their desire to get in on a good deal or get something for nothing is often more powerful than their common sense.  It may seem like a cynical approach to life, but the sooner you accept that there are no free lunches, the less likely you are to be drawn into scams or high risk/little reward schemes.

Today, more than ever, it pays to keep in mind the old adage – if it sounds too good to be true, it probably is.  One seemingly harmless example of this is contests.  You’ll find them everywhere.  From the local sandwich shop to super markets and stadiums, contest entry forms are nearly pervasive.  They usually cost nothing and seem like a no risk opportunity.  Entering a contest though, usually requires that you divulge personal information.  Given the rate at which identity theft has exploded over that past decade, you’ll want to think twice, maybe even three times before entering any contest.

In the end, it’s usually best to avoid contests altogether – unless it’s a church rally or something similar.  If the temptation is just too great though, always be sure to read the fine print carefully, then decide.  After all, reading never hurt anyone

This Top 10 List Is No Joke

TargetDavid Letterman’s “Top 10” list has been a comedy staple of late night television for nearly 2 decades.  But there’s a top 10 list that is nolaughing matter.  It’s the “Hot Wheels” report of most commonlystolen vehicles.  Compiled by the National Insurance Crime Bureau, this years list for Massachusetts is topped by foreign brands such as the 1998 Honda Civic.  The complete list for the state is shown below.

• 1998 Honda Civic
• 2000 Dodge Caravan
• 1994 Honda Accord
• 2004 Ford Pickup (full size)
• 1999 Toyota Camry
• 1997 Jeep Grand Cherokee
• 2010 Toyota Corrolla
• 2005 Nissan Altima
• 1995 Acura Integra
• 2000 Nissan Maxima

Although car thefts are down nationally, increases are being seen in specific segments such as late model cars.  No matter what make or model you drive, taking steps to deter or prevent theft can help lower your insurance rates and help eliminate the hassle of dealing with a stolen car.  To learn more, talk with one of our representatives today.  We’ll be happy to help you obtain coverage that makes sense for you and your budget

Estabrook & Chamberlain Online

Home pageYou may have noticed that we have updated our website. We’ve made it more user friendly for both clients and prospective clients. It’s now easier to get quotes and find useful information about our agency and the products and services we offer.

Contact information is always at hand – telephone and email info is located at the top and bottom of every page. Our contact page also has mailing info, maps of our offices and a form that let’s you ask questions and request additional info.
Our re-designed site is organized into four major sections – Auto, Home, Business and Life. Simply click on one of the sections to learn more about a particular coverage. The Life Insurance section for example has a link to a video which guides you to the products that best fit your needs.

Clicking the Service menu lets you access commonly needed forms such as an accident crash report and a number of Registry of Motor Vehicle forms, including change of address and duplicate title forms. The FAQs menu provides answers to our most frequently asked questions – conveniently organized by type of insurance to make finding answers easier.

The News & PR menu takes you to our blog. Here you’ll find news and useful information about our agency, products, coverage tips, community involvement and more. The blog also contains all the articles from our quarterly newsletter. For current and prospective customer, it’s a great resource. Check it out today at www.estabrookchamberlain.com/blog.

To help keep customers informed and to make it easier for prospective customers to find us online, we recently added a Facebook page too. Check out our photos and other info. You can even “like us” – if you like. Find our Facebook page at www.facebook.com/estabrookchamberlain.