News & PR

For posts relating to E&C in general. News worthy events, press releases, etc.

Another Kidde Recall

In our Spring 2018 newsletter, we wrote about a recall of Kidde fire extinguishers. Now, we have a new recall to tell you about. This one involves their dual sensor smoke alarms. The specific product is the Kidde dual-sensor (photoelectric and ionization) smoke alarms -models Pl2010 and Pl9010.

The devices are being recalled due to a possible failure to alert consumers of a fire. According to the recall notice, a yellow cap left on during the manufacturing process can cover one of the two smoke sensors and compromise the alarms ability to detect smoke, posing a risk of consumers not being alerted to a fire in their home.

For details, visit the Consumer Product Safety Commissions website athttps://bit.ly/2u7qQyx.

Local Celebrity

Some people may know that Don Prohovich, who resides in Bridgewater, was a notable athlete as a young man. He played AAA minor league baseball as a shortstop for the Chicago White Sox organization. His pathway to the major leagues was blocked by Hall of Fame shortstop Luis Aparicio.

Don also excelled in basketball. He played for Holy Cross alongside teammate and Hall of Famer, Tom Heinsohn of the Boston Celtics. Don graciously presented our office with a picture of him and Heinsohn in the 1955 Madison Square Garden Holiday Tournament. Come by and see the picture of Don and Tom Heinsohn with Bill Russell providing the opposition.

Convenience vs. Risk

Many online retailers are working to solve delivery issues. Package theft in particular, is a key concern. For its part, Amazon has begun rolling out Amazon Key, a service that combines an electronic lock and a cloud-based camera system. With these in place, delivery drivers can place packages inside your home, rather than leave them outside where they might be stolen.

As convenient as this type of secure delivery may seem, it actually adds potential risks that force insurance companies to play catchup. So many questions arise with this
new service:
What if a delivery person slips and falls?
What if the delivery person causes a fire in your home?
What if the system is hacked?

Currently, many of the answers to these questions are unknown because this is all so new. Given this, many security and insurance professionals advise against such services, suggesting instead that people have packages delivered to work or a friend, family member
or neighbor.

In the near future, look for insurers to revise existing policies and develop new coverages/add-ons to accommodate and mitigate the risks associated with new technology and services. For now, if youre considering Amazon Key or a similar service, its a good idea to review your existing insurance. For help in doing so, give us a call today. Well help identify any weak points or gaps in your coverage.

Fire Extinguisher Recall – No Kidde-ing

Smart renters and homeowners have at least one fire extinguisher. One popular brand is manufactured by Kidde, who recently announced a recall of multiple products. This recall involves two types of Kidde disposable fire extinguishers:

Plastic handle fire extinguishers

Plastic push-button fire extinguishers

This recall does not include Kidde Professional or Badger branded fire extinguishers or units with metal handles/valve assemblies.

For details and to see if your Kidde fire extinguisher is included in the recall, visit the following link.: https://goo.gl/fHjvc2

Community & College

In addition to serving the insurance needs of multiple communities, Estabrook & Chamberlain strives to do more for our neighbors and the people we serve. To this end, we provide three separate scholarships to worthy students in the surrounding communities.

Each year, we provide a college scholarship that’s awarded to 2 high school graduates – one from Bridgewater Raynham Regional High and one from West Bridgewater High. Many years ago, we also established a self-funded scholarship for the business department at Bridgewater State University. Each spring, the scholarships are awarded when the business school chooses two deserving students working toward a degree in management or accounting.

Life is about more than protecting what you have. It’s also about giving back where you live. At Estabrook & Chamberlain, we’re proud to help make a difference in the communities we serve.

Rants & Repercussions

The Internet has made it significantly easier to express yourself. But that’s not always a good idea. This is especially true when voicing your opinion,
complaining or venting your frustrations. These days, the news is filled with stories of people being sued for comments they’ve made or acts of Internet-based revenge they’ve taken on people/companies.

Sadly, many people believe they can say/do whatever they like online and the perceived anonymity of the Internet will protect them. Typically, that’s not the case though. The same may also be true of your homeowners insurance.

Whether deliberate or accidental, your damaging rant may open you up to charges of harassment, defamation, libel or slander. While most homeowners policies contain liability coverage, this usually only applies to bodily injury and/or property damage. The bottom line? You may incur significant financial damages and possibly prison!

So if you’re prone to outbursts of excessive vitriol on the Internet, may we suggest putting down your phone or stepping away from the keyboard, taking a deep breath and counting to ten. Then, give us a call to learn more about personal injury coverage and whether your homeowners insurance is sufficient for your needs.

Cold Weather, Hot Cars

 You may not know it, but car thefts increase during cold weather. Many people foolishly leave their cars idling in the driveway or while they run into the store. Their intent is to keep the interior warm, but what they’re doing is providing thieves with an ideal opportunity.

The problem of owners having their vehicle stolen after leaving them idling has grown so much that some communities have outlawed the practice. It’s not all bad news though. Technology is helping to reduce car thefts, but a car can be stolen in less than a minute, so owner vigilance is still the best deterrent. This winter, think twice before choosing between convenience and possible car theft.

Clocks, Batteries, Etc.

Don’t forget to set your clocks back on Sunday, Nov. 5th. That’s also a great time to change the batteries in your smoke and carbon monoxide detectors. If you have home fire extinguishers, it’s a good idea to check them too. Even if they haven’t expired, home fire extinguishers should be checked each month to help make sure they are ready for use.

2017 Read & Ride Winners

Estabrook & Chamberlain partnered with the Bridgewater and West Bridgewater public libraries again this year to sponsor the 2017 Summer Reading Program. As in past years, the program’s intent is to help kids expand their knowledge and horizons through reading. The Read & Ride program also offers young readers the chance to win a new bike – just for reading one book over the summer.

This year’s participation was once again outstanding and we’re proud to announce the winners.

Bridgewater winners, front row (left to right) Cole Morrison, Luke Negrich, Joshua Kelsch. Back row (left to right) Tom Chamberlain, Petra Littlewood, Benjamin Lucia, Bradley Gates, Audrey Gates and Librarian Cindy Davis.
Winners not in picture: Ada Smith and Lily Cooley.

 

West Bridgewater winners Hannah Edlund on the left and Viviana Morales Wakin on the right. 
Pictured with the girls is Miss Teenage Massachusetts.

Drive Down The Cost of Driving

A few years ago, we wrote about telematics – devices used by insurance companies to gather data about your driving habits. Using this data, insurers can more easily identify good drivers and offer them greater savings. In fact, one of our carriers now offers drivers who tick all the boxes, additional savings of up to 30%.

How it works …
Drivers who sign up for the program install a telematic device in their car and receive a 5% discount just for enrolling. Over a 90 day review period, the device records data related to your driving habits, including:
Mileage
Mileage after midnight
Hard braking
Acceleration

By analyzing the data related to these categories, the insurer is able to paint a picture of your driving habits and determine whether or not you qualify for a discount. Based on how much and how well you drive, you’ll receive a credit of up to 30%.

Using telematic devices may even help improve driver safety. Think about it … drivers who know their performance behind the wheel is being tracked may be more likely to drive with greater care in order to increase their potential discount.

If you’d like more information about this program, get in touch with us today. We’re always happy to help you save!