Coverages

The best auto insurance provides the right amount of coverage for your needs, at the best price. In the past, Massachusetts auto insurance rates were set by the state. Now, "managed competition" is the law, but that doesn't mean you don't have options when it comes to coverage and pricing. Examples of this are choosing the right coverage amounts for property loss or damage and personal liability. Or, whether you should lower premium costs by "self-insuring" - choosing a higher deductible.

To help you make the right choices, our trained staff will work with you - showing you the pros and cons of all options to ensure the coverage you choose suits your needs and budget. We also offer insurance for classic/antique cars, motorcycles, RVs, ATVs, boats and more. Click below for more information.

Coverage info for other vehicles »

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Things to consider

  • Deductible amount 
  • Safe driver credit
  • New youthful driver in the family  
  • Multiple car discount
  • Senior drivers
  • Homeowner/auto account discount
  • Low mileage discount
  • Anti-theft device discounts
  • In-auto devices (phone, computer, GPS, etc.)

 

Informative Videos

Personal Auto Limits

Personal Umbrella Policy