2018 was a record year for wildfires. Some might let it go at that, but those who lived through them learned some very valuable lessons – not the least of which is why you should buy insurance with disasters in mind, not just smaller events which cause lesser damage.
Often, people shop for the cheapest price and minimal coverage. Those who look to save a few bucks are betting the “big one” won’t impact them. But that can be a “fool’s bet”, because as the fires in California showed, catastrophes (not just fires) can happen to anyone, anywhere, any time.
Given all this, it’s time to stop thinking about insurance as a way to pay for small damage caused by small events. That’s easy. What’s hard is recovering from utter devastation with anything less than full coverage. After a disaster occurs is the worst time to realize your insurance is inadequate. So opt for as much coverage as you can afford now – for greater protection and peace of mind.
To learn how to maximize your protection, give us a call today. We’ll help you review your coverage free of charge and explain how and when choices such as higher deductibles and higher coverage limits make the most sense.